Do you Need Business Insurance?

Having an insurance policy in place to protect you and your practice is a sound business decision and one that should be considered thoughtfully.  Even if you're just doing your thing as a "hobby",  having insurance is a smart decision.

Types of Insurance

There's quite a few business insurance resources available to you depending on what your needs are.  You may need insurance to do expos or fairs, have an office, offer services, and/or protect your personal assets.  If you're an aromatherapists, herbalist, or anyone else who prescribes medicinal advice, you'll need a specific type of policy.  And if you create and sell certain products, you may need specific insurance for the type of product you have.  Be sure to do your due diligence to find out what the most appropriate insurance is for your business.

You'll find quite of few resources for general liability insurance to energy and body workers. However, general liability insurance for readers or, talk therapies, as I've seen it called, don't have as many options.   

Event Insurance

A good rule of thumb when you need insurance for events seems to be  general liability insurance with a coverage of $1,000,000 for a single event.  Be sure to check with your Event Producer to see what type of insurance you need and what the coverage requirements are. 

We've compiled a list of business insurance resources that you can use as a starting point to begin your research.  You can find it here.


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